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Summary:Simple is a focus on the customer experience, personal finance tool. As the economic operation of the blood, every step of innovation in the financial sector are likely to have a significant impact on the community. Penetrates into all walks of life today in science and technology, personal finance and mobile payment..
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Simple is a focus on the customer experience, personal finance tool. As the economic operation of the blood, every step of innovation in the financial sector are likely to have a significant impact on the community. Penetrates into all walks of life today in science and technology, personal finance and mobile payments have the potential to be the next Innovation Center areas of personal finance. What happens if a combination of effects?

Simple seems to be heading in this direction. If we Simple as a personal finance tool similar to Mint, then through its launch of the iPhone App, it banks now can achieve almost all of the features. Combined with the Simple Simple card to be issued, through which we can achieve in the bank deposit withdrawals, transfers and other actions, single cell phone pictures as access checks can be done. With the United States the largest fee-free Allpoint ATM network organization of cooperation, these Simple operations without any charges. Because the company believes that handling this business model is directly opposite of established banks and consumer relations.

Of course, as Simple there is no influence of the total abolition of the handling fee, so that it can only guarantee that the costs to a minimum, and not secretly collected onerous fees. Simple how to profit? Introduction to Simple website, its current profit is: interest rates. This is the "handling game" before the advent of the Bank's major profit. Such as bank deposit rates paid to customer 3%, collecting loan interest rate of 8% to the customer, the banks will earn 5% the interest rate differential. The interest rate differential by Simple and cooperative bank is divided into.

When the customer consumer credit card, and the credit card company Guild to charge a handling fee, which Simple can also participate in the share of profits. Bundled with the phone since everything, therefore can be achieved via mobile phone operations; and when we completed the deal, and we are in mobile phone access in real time the entire transaction for more details. Therefore we can say that it is a microcosm of the front of the Bank, which is why Simple claims "to replace the banks, but not the banks" because, because the money is kept in a FDIC (Federal Deposit Insurance Corporation) supported the United States banks.

At the time of payment, transfer of Simple cards to store credit card, their having to enter a password on card machines, simply enter the code on their mobile phone App can be completed. Unparalleled user experience is a Simple key to create things, which is why Joshua Reich business directly. According to CNNMoney reports, conducted a survey on the very Simple start-up, wants to know what bank account "which most want to improve Bank". Design simple style can be seen in the Simple issuance of bank cards. Its design is very simple: on a white card, in addition to Simple Logo,VISA signs, card number, card holder name and other necessary things, there is no extra element.

Simple.com Web site open, walking towards me was a new sharp flavor, fresh, refined design to attract people's attention. At present, the Simple invitation system, however, Square co-founder Tristan O'Tierney claims to have got the first Simple card made Simple. Simple in September 2010 to get the first round of financing of $ 3.1 million, and received $ 10 million financing in August 2011. In November 2011, the Simple issuance of the first bank card, testing activities have been carried out for eight months, iPhone client has been updated to 1.3.3. This is mainly because the company wanted to lay the Foundation to ensure to provide perfect service and then officially released product.

In this regard, Simple with an Apple and some similarities. Contact email: [email protected]Global Websites: en.0430.com

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Simple is a focus on the customer experience, personal finance tool. As the economic operation of the blood, every step of innovation in the financial sector are likely to have a significant impact on the community. Penetrates into all walks of life today in science and technology, personal finance and mobile payment..

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