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Website:http://uk.zopa.com
Summary:Zopa is a United Kingdom network banking giants. Zopa was established in March 2005, the London Office only has 23 employees. To date, Zopa has 500,000 members, lending each other a 135 million-pound interest rates fully autonomous agreed by Member. Customer to register within the Zopa platform, fill out detailed per..
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Zopa is a United Kingdom network banking giants. Zopa was established in March 2005, the London Office only has 23 employees. To date, Zopa has 500,000 members, lending each other a 135 million-pound interest rates fully autonomous agreed by Member. Customer to register within the Zopa platform, fill out detailed personal information.

Which login password shall be a combination of numbers and letters, basis to build financial security. After registering successfully, can login into the Platform page of borrowings and loans, borrowing and lending operations. Borrowers borrowing rates, mainly due to borrower's risk preference and risk appetite of lender would pursue a higher level of interest rates, while cautious lenders will lower interest rates to avoid the risks identified. Zopa platform in the investigation following the approval of borrower loan request with lenders financing to match up with.

Borrowers after the successful broker, lenders can determine the lending part of financial success, as well as individual still stranded at Zopa account funding, for subsequent money lending transactions. Zopa lenders within the platform can provide a 500~25000 pounds of loans, a loan interest rate bid, low interest rates and win. Loan people credits to a specific borrowing people of funds minimum can reached 10 pounds, Supreme unlimited (main because for dispersed risk of considered, a pen 500 pounds of loan will at least cover 50 a borrowing people, each borrowing share can reached 10 pounds); borrowing people can borrowed into 1000~15000 pounds of borrowing, borrowing funds are is by months reimbursement, but borrowing people ahead of repayment does not charged any of breach or penalty income. After the registration is complete, borrowers finance if you want to succeed, to have a Zopa platform risk rating, and to determine interest rate levels.

Zopa and Equifax credit rating firms signed relevant agreements on the basis of personal credit rating of the borrower by Zopa platform in the light of the borrowers credit scores Equifax credit rating agencies to determine. Day funds under Zopa platform transaction status, and successfully brokered the distribution level in lending, loan calculator application platform (Loan Calculator) approved on their borrowing rates. Zopa borrower entry within the platform-related information, including its own and family circumstances, borrowing, loan amount and credit ratings, and the highest borrowing rates and other information. Zopa platform will be based on the borrower's credit rating arrangements into the corresponding market segments (for example, grades a *, a, b, and c segments), combined with the loan amount, are willing to pay the highest interest rate, borrowing within borrowing requests listed on Zopa Platform page. Lenders refer to the creditworthiness of the borrower, combined with the borrower is willing to pay the highest interest rates, loan interest rate bid and set loan amount. After Zopa platform approved by the management review, before deciding whether to apply for a guarantee of repayment by the borrower after the insurance, you can obtain funds from the lender to meet financing needs.

If the borrower plans to apply for repayment protection insurance, you also want to insure a Zopa platform within the corresponding formalities. Contact phone: 0207 580.Welcome to 0430 website library

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1 floor Zopa [*.*.*.*] published in 2013/05/23/ 11:30:00
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Zopa is a United Kingdom network banking giants. Zopa was established in March 2005, the London Office only has 23 employees. To date, Zopa has 500,000 members, lending each other a 135 million-pound interest rates fully autonomous agreed by Member. Customer to register within the Zopa platform, fill out detailed per..

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